XRP Price Prediction: Navigating the ETF Boom and Bearish Pressures

#XRP

• The ETF Dichotomy: Record-breaking Spot ETF inflows ($1.14B AUM) establish a strong bullish foundation, but the current price remains suppressed below key technical levels, indicating a market discounting near-term news.
• Technical Inflection Point: Trading just below the 20-day MA with a faintly bullish MACD suggests a battle between bulls and bears. A decisive close above $2.0041 is needed to confirm a short-term trend reversal.
• Long-Term Valuation Drivers: Future price targets will be driven less by speculation and more by tangible adoption in global payments, regulatory developments, and the asset's performance within its now-established ETF wrapper.

XRP Price Prediction

Technical Analysis: XRP Shows Mixed Signals Near Key Moving Average

XRP is currently trading at $1.9219, slightly below its 20-day moving average of $2.0041. This positioning suggests the asset is in a consolidation phase, testing a crucial support-resistance level. The MACD indicator, with a value of 0.0832 above its signal line at 0.0750, shows a positive, albeit weak, momentum crossover. The histogram reading of 0.0082 confirms this nascent bullish divergence.

Bollinger Bands analysis reveals the price is trading closer to the middle band ($2.0041) than the lower band ($1.8112), indicating a lack of strong selling pressure. The upper band at $2.1969 presents the nearest significant resistance. According to BTCC financial analyst Michael, 'The technical picture is one of equilibrium. A sustained break above the 20-day MA could trigger a MOVE toward the $2.20 resistance, while failure to hold above $1.81 may invite a deeper correction.'

Market Sentiment: ETF Success Contrasts with Price Action and Security Concerns

The news FLOW presents a stark dichotomy between fundamental progress and market performance. On one hand, the rapid growth of XRP Spot ETFs, with assets surging to $1.14 billion and a 32-day inflow streak, demonstrates robust institutional demand and product validation. Major deals, like VivoPower's $900 million agreement with Ripple, further solidify enterprise adoption.

Conversely, headlines highlight persistent price pressure, with analysts warning of a potential drop to $1, and security incidents like the Ledger wallet breach eroding consumer confidence. BTCC financial analyst Michael notes, 'The market is grappling with a disconnect. Strong ETF inflows are a profoundly bullish structural development, yet they are being offset by near-term bearish technicals and negative sentiment from portfolio losses in 2025. This creates a potential buying opportunity for patient investors, as the ETF narrative is a longer-term tide that may eventually lift all boats.'

Factors Influencing XRP’s Price

XRP Spot ETFs Surge to $1.14 Billion in Assets Amid 32-Day Inflow Streak

XRP spot exchange-traded funds (ETFs) in the U.S. have marked a 32-day streak of net inflows, pushing total assets under management to $1.14 billion. On December 18 alone, these products attracted $30.41 million, with cumulative inflows now exceeding $1.06 billion.

Grayscale's GXRP led the charge, adding $10.14 million in a single day and bringing its total net inflows to $233.18 million. Close behind, 21Shares' product saw $9.73 million, while Franklin XRPZ and Bitwise XRP ETFs demonstrated consistent institutional demand. The sustained inflows suggest accumulation activity, even as XRP's spot price stagnated near $1.90—a multi-week low that defies the ETF buying momentum.

XRP Powers Ahead as Market Recovers, Defying Skeptics

XRP surged from $1.77 to $1.92, reversing a two-day downtrend as broader crypto markets rebounded. Renewed risk appetite, fueled by softer U.S. inflation data and rising consumer confidence, created tailwinds for digital assets.

ETF optimism amplified gains, with institutional inflows targeting XRP-focused products. The token’s rally mirrored a market-wide uptick, as traders bet on Federal Reserve rate cuts in 2026. Trading volumes contracted despite the price surge, suggesting cautious participation.

XRP Cited Among Altcoins That Eroded Investor Portfolios in 2025

As 2025 draws to a close, crypto market analysts are scrutinizing the year's performance with a critical eye. XRP has emerged as a notable underperformer, singled out by commentators as one of the altcoins that significantly damaged investor portfolios. The assessment reflects broader market trends where select digital assets failed to deliver expected returns amid volatile conditions.

Market observers note the divergence in crypto asset performance this year, with some tokens thriving while others like XRP languished. The identification of portfolio-damaging assets serves as a stark reminder of the risks inherent in altcoin investments, particularly in bearish or sideways markets.

Doginal Dogs Founder Touts XRP as Retirement Catalyst

The founder of NFT project Doginal Dogs, known as Bark, has made a bold claim about XRP's potential to reshape financial futures. In a recent social media post, the entrepreneur asserted that the digital asset could "retire a lot of people," positioning it as a cornerstone for wealth generation in the crypto era.

This sentiment taps into the broader crypto community's aspiration of achieving financial independence through digital asset investments. While Bark didn't specify mechanisms, the statement reflects growing institutional confidence in XRP's long-term value proposition amidst evolving regulatory clarity.

Why XRP Price is Below $2 Despite ETF Success, CryptoQuant Reveals

XRP's price struggles below $2 despite ETF approvals, with CryptoQuant data pointing to whale selling as the primary pressure point. The token remains in 'Fear' territory since October 10th, though it saw a 4% uptick to $1.93 today amid ETF interest.

Wallets holding 100,000 to 1 million XRP have steadily deposited tokens to Binance—a historical precursor to price declines. This controlled sell-off creates lower highs and lows, with insufficient spot demand to absorb the supply.

ETF approvals became a sell-the-news event, mirroring Bitcoin's post-ETF trajectory but without the anticipated rally. Notably, XRP ETFs attracted $1.2B in net assets within a month, signaling latent institutional interest beneath the price weakness.

XRP ETFs Hit $60M AUM Milestone Amid Price Decline

XRP-linked exchange-traded funds surpassed $60 million in assets under management on December 17, marking a significant institutional adoption milestone. This growth occurs paradoxically as XRP's spot price continues its downward trajectory, currently trading around $1.79—a 4% daily decline.

Institutional investment processes explain the divergence. Conservative funds typically undergo months-long due diligence cycles before capital allocation, creating a lag between ETF growth and price impact. "ETFs don't trade XRP directly," notes analyst Chad Steingraber, highlighting how fund managers purchase underlying assets after market closes.

The structural delay in ETF buying mechanisms temporarily decouples institutional demand from spot market movements. This phenomenon mirrors traditional finance patterns where ETF inflows precede, rather than immediately trigger, price appreciation.

XRP Price Analysts Signal Potential Rally to $5 Amid ETF Inflows and Oversold Conditions

XRP is capturing market attention as technical indicators and institutional activity align near critical long-term levels. The weekly Relative Strength Index has dipped to 33, approaching historic lows that previously signaled major reversals in 2017-2018 and 2022. These conditions often precede sustained upward trends.

Price action remains compressed near macro support between $1.80 and $2.30, with muted selling volume suggesting exhaustion rather than active distribution. A confirmed breakout above the $2.30-$2.50 resistance zone could catalyze movement toward $3.50-$5.00 targets.

Spot ETF inflows indicate growing institutional accumulation, adding fundamental weight to the technical setup. Analysts monitor whether the current consolidation represents capitulation before a new bullish phase. "Weekly closes above recent swing highs would strengthen reversal confirmation," observes analyst Good Evening Crypto, referencing XRP's historical tendency for explosive rallies after extended compression periods.

VivoPower Strikes $900M Ripple Deal with Lean Ventures

Nasdaq-listed VivoPower has entered a strategic partnership with South Korea's Lean Ventures, orchestrating a $300 million acquisition of Ripple Labs shares that provides indirect exposure to 450 million XRP tokens. The deal positions VivoPower's digital asset unit as conduit for Korean institutional investors seeking crypto market access.

Structured as a three-year play, the transaction targets $75 million in net returns while capitalizing on growing Asian institutional interest. K-Weather and other Korean asset managers are reportedly among interested parties, reflecting regional appetite for blockchain-linked investments.

The move expands VivoPower's footprint in digital assets following previous Ripple-related ventures. Market observers note the deal's timing coincides with renewed institutional focus on payment-focused cryptocurrencies.

XRP Market Dynamics: Expert Sees Buying Opportunity Amid Suspected Manipulation

An XRP community figure has identified potential market manipulation tactics, suggesting current price suppression creates strategic accumulation opportunities. The observation comes as XRP faces unique bearish pressures distinct from broader crypto market trends.

Global cryptocurrency markets remain under strain due to macroeconomic uncertainty, with altcoins particularly affected. The expert's commentary highlights how sophisticated players may be artificially depressing prices before anticipated rallies.

Trident Podcast Host Loses Entire XRP Balance in Ledger Wallet Breach

Jaime, host of the Trident podcast and a prominent XRP community member, publicly disclosed the loss of his entire XRP holdings after a security compromise of his Ledger cold wallet. The incident was announced via social media platform X, highlighting ongoing vulnerabilities in crypto storage solutions.

Cold wallet breaches remain rare but high-impact events, underscoring the importance of operational security even for experienced market participants. This case may reignite discussions about hardware wallet safeguards and recovery protocols.

XRP Faces Bearish Pressure as Analysts Warn of Potential Drop to $1

XRP, the fifth-largest cryptocurrency by market cap, has slumped nearly 5% today and over 10% this week, briefly testing the $1.80 support level. The sell-off follows a warning from veteran trader Peter Brandt, who identified a potential double-top pattern on weekly charts—a technical formation that often precedes further declines.

Failure to reclaim the $2 resistance level could accelerate losses toward $1.50-$1.60, with Brandt cautioning that a breakdown below $1.80 may open the path to $1. Crypto analyst Ali Martinez echoed the bearish sentiment, noting that whales have offloaded 1.18 billion XRP in the past month, flooding the market with excess supply.

The token’s weakening momentum suggests short-term recovery prospects remain dim. Market participants are watching whether institutional buyers will step in to defend key support zones.

XRP Price Predictions: 2025, 2030, 2035, 2040 Forecasts

Providing long-term price forecasts for a volatile asset like XRP involves significant uncertainty, but we can outline scenarios based on current catalysts, adoption trends, and historical cycles. The recent launch and success of Spot ETFs are a game-changer, providing a regulated, accessible conduit for institutional capital that was previously absent.

According to BTCC financial analyst Michael, 'These forecasts are not guarantees but frameworks. The 2025 prediction is most sensitive to the ETF flow data we're seeing now. For the longer horizons, success hinges on XRP's utility in the multi-trillion-dollar cross-border payment market materializing at scale. Investors should focus on the adoption metrics, not just the price charts.'